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iGrad Tools

Home Affordability Calculator

Leveraging tax and insurance data, I created a realistic home affordability calculator that takes into account user’s credit, location, and debt load to provide a comprehensive look at their mortgage options.

I put the user first by making sure their credit was good enough to qualify for a mortgage, and that they can handle the debt load. I also included a notification for when the user adjusted the monthly payment to a less favorable debt load.


Credit Card Debt Payoff Calculator

Credit card debt payoff tool that provides the user with multiple payoff options given their credit and money behaviors.

I put the user first by suggesting a balance transfer offer to leverage the 0% promotional interest rate and paying it off within the promotional period, if they have good credit. Otherwise the calculator suggested a fixed monthly payment, and in either case both are remarkably faster than only making the minimum payment, which is never intended to actually pay off the debt. Big picture was the key here, and that paying off credit card debt is indeed possible!